{"id":1262,"date":"2024-05-06T09:38:42","date_gmt":"2024-05-06T07:38:42","guid":{"rendered":"https:\/\/kampanj.di.se\/alandsbanken\/?p=1262"},"modified":"2025-09-08T09:33:19","modified_gmt":"2025-09-08T07:33:19","slug":"sa-skanker-du-storre-summor-till-valgorenhet-skattefritt","status":"publish","type":"post","link":"https:\/\/kampanj.di.se\/alandsbanken\/sa-skanker-du-storre-summor-till-valgorenhet-skattefritt\/","title":{"rendered":"S\u00e5 sk\u00e4nker du st\u00f6rre summor till v\u00e4lg\u00f6renhet \u2013 skattefritt"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#fbf4f1&#8243; background_enable_image=&#8221;off&#8221; background_position=&#8221;top_center&#8221; width=&#8221;100%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;off|tablet&#8221; max_width=&#8221;900px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;40px||40px||true|false&#8221; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#B4CADC&#8221; border_width_left=&#8221;1px&#8221; border_color_left=&#8221;#B4CADC&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row custom_padding_last_edited=&#8221;off|desktop&#8221; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; width=&#8221;100%&#8221; width_tablet=&#8221;80%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;620px&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_margin_tablet=&#8221;||||false|false&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;off|desktop&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; custom_padding_tablet=&#8221;40px|40px|40px|40px|true|false&#8221; custom_padding_phone=&#8221;40px|20px|40px|20px|true|true&#8221; border_color_right=&#8221;#b4c9dc&#8221; border_color_bottom=&#8221;#d6d6d6&#8243; border_color_left=&#8221;#b4c9dc&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.2em&#8221; header_text_color=&#8221;#141414&#8243; header_font_size=&#8221;34px&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||18px||false|false&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;19px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;34px&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h1>S\u00e5 sk\u00e4nker du st\u00f6rre summor till v\u00e4lg\u00f6renhet \u2013 skattefritt<\/h1>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/kampanj.di.se\/alandsbanken\/wp-content\/uploads\/2024\/05\/alands-jonas-3.jpg&#8221; title_text=&#8221;alands-jonas-3&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||25px||false|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;ingress&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.2em&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||22px||false|false&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;19px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]M\u00e5nga vet att man kan f\u00e5 skattereduktion p\u00e5 g\u00e5vor upp till 12&nbsp;000 kronor per \u00e5r. Men det finns ett \u00e4n mer effektivt s\u00e4tt att sk\u00e4nka pengar till v\u00e4lg\u00f6renhet \u2013 och h\u00e4r finns inget tak. Jonas Svensson p\u00e5 \u00c5landsbanken ber\u00e4ttar hur du kan g\u00f6ra v\u00e4rlden lite b\u00e4ttre genom att sk\u00e4nka bort din utdelning, helt skattefritt.<br \/>\n<span class=\"indenta\">\u2013 Vi har kunder som sk\u00e4nker bort miljonbelopp varje \u00e5r, s\u00e4ger han.<\/span>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||18px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p><a href=\"https:\/\/www.alandsbanken.se\/bokamote\/kontakt-forfragan?interest=private&amp;utm_source=dagens_industri&amp;utm_medium=native&amp;utm_campaign=experter2405\" target=\"_blank\" rel=\"noopener\">EXTERN L\u00c4NK: \u00c5landsbankens experter hj\u00e4lper dig i komplexa fr\u00e5gor<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||18px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Som chef f\u00f6r finansiell planering p\u00e5 \u00c5landsbanken har Jonas Svensson m\u00e4rkt att allt fler vill sk\u00e4nka pengar till v\u00e4lg\u00f6renhet.<\/p>\n<p>\u2013 Det finns alltid m\u00e4nniskor som \u00e4r gener\u00f6sa med sina besparingar, inte s\u00e4llan av privata sk\u00e4l. De kan exempelvis vilja st\u00f6tta cancerforskning efter att ha f\u00f6rlorat en anh\u00f6rig i cancer. Men med allt som h\u00e4nder i v\u00e4rlden nu har intresset f\u00f6r att sk\u00e4nka pengar \u00f6kat. M\u00e5nga k\u00e4nner nog att de har det bra st\u00e4llt och vill g\u00f6ra n\u00e5got f\u00f6r andra. I grunden handlar det om att vilja g\u00f6ra en skillnad, s\u00e4ger Jonas Svensson.<\/p>\n<p>N\u00e5got som alla inte k\u00e4nner till \u00e4r m\u00f6jligheten att ge bort \u00e4nnu mer, utan att det f\u00f6r den sakens skull kostar mer. Detta genom att sk\u00e4nka bort sin utdelning \u2013 skattefritt.<\/p>\n<p>\u2013 Man kan faktiskt sk\u00e4nka bort b\u00e5de utdelningen fr\u00e5n marknadsnoterade v\u00e4rdepapper och utdelningen fr\u00e5n sitt eget aktiebolag skattefritt. Det kan g\u00f6ra en v\u00e4ldig skillnad f\u00f6r den egna pl\u00e5nboken eller f\u00f6r v\u00e4lg\u00f6renhetsorganisationen, beroende p\u00e5 hur man l\u00e4gger upp det, s\u00e4ger Jonas Svensson.<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/kampanj.di.se\/alandsbanken\/wp-content\/uploads\/2024\/05\/alands-jonas-1.jpg&#8221; title_text=&#8221;alands-jonas-1&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;25px||10px||false|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;benton-txt&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;15px&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||25px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]Jonas Svenssonchef, chef f\u00f6r finansiell planering p\u00e5 \u00c5landsbanken.[\/et_pb_text][et_pb_text ol_position=&#8221;outside&#8221; ol_item_indent=&#8221;20px&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||18px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2>S\u00e5 g\u00e5r du tillv\u00e4ga<\/h2>\n<p>S\u00e5 hur g\u00f6r du f\u00f6r att sk\u00e4nka bort sin utdelning skattefritt? Det ser lite olika ut beroende p\u00e5 om du sk\u00e4nker bort utdelning fr\u00e5n marknadsnoterade v\u00e4rdepapper eller fr\u00e5n det egna aktiebolaget. Om vi b\u00f6rjar med marknadsnoterade v\u00e4rdepapper, d\u00e4r du allts\u00e5 kan sk\u00e4nka bort utdelningen innan 30 procent dras i skatt, \u00e4r det s\u00e5 h\u00e4r du g\u00e5r till v\u00e4ga:<\/p>\n<ol>\n<li>F\u00f6rsta steget \u00e4r att s\u00e4kerst\u00e4lla att mottagaren inte \u00e4r skattepliktig: en bra tumregel \u00e4r att se till att v\u00e4lg\u00f6renhetsorganisationen har ett 90-konto.<\/li>\n<li>Best\u00e4m sedan vilken eller vilka aktieutdelningar du vill sk\u00e4nka bort och g\u00f6r mottagaren till r\u00e4ttighetshavare f\u00f6r den eller de utdelningarna.<\/li>\n<li>Viktigt att komma ih\u00e5g \u00e4r att mottagaren beh\u00f6ver bli r\u00e4ttighetshavare i god tid inf\u00f6r f\u00f6retagets bolagsst\u00e4mma, minst en vecka i f\u00f6rv\u00e4g.<\/li>\n<\/ol>\n<p>Att sk\u00e4nka bort utdelningen fr\u00e5n v\u00e4rdepapper skattefritt inneb\u00e4r att v\u00e4lg\u00f6renhetsorganisationen f\u00e5r 100 obeskattade kronor i st\u00e4llet f\u00f6r 70 skattade kronor. Detta g\u00e4ller dock enbart f\u00f6r v\u00e4rdepapper som finns p\u00e5 klassiska aktiedep\u00e5er eller VP-konton \u2013 inte p\u00e5 s\u00e5 kallade investeringssparkonton (ISK) eller i kapitalf\u00f6rs\u00e4kringar.<\/p>\n<p>\u2013 D\u00e4r betalar man ju inte skatt p\u00e5 utdelningen, utan betalar en \u00e5rlig schablonsumma, s\u00e5 d\u00e5 finns inte samma uppsida, s\u00e4ger Jonas Svensson.<\/p>\n<p>Sk\u00e4nk utdelningen fr\u00e5n ditt AB<br \/>Du kan \u00e4ven sk\u00e4nka bort hela eller delar av utdelningen fr\u00e5n ditt eget aktiebolag. Bolagsskatten betalas d\u00e5 som vanligt, men de 20\u201353 procent som skulle dras fr\u00e5n dig privat n\u00e4r du tar ut din utdelning g\u00e5r ist\u00e4llet direkt till v\u00e4lg\u00f6renhetsorganisationen. H\u00e4r f\u00f6ljer du en liknande procedur:<\/p>\n<ol>\n<li>S\u00e4kerst\u00e4ll att mottagaren, det vill s\u00e4ga v\u00e4lg\u00f6renhetsorganisationen, inte \u00e4r skattepliktig.<\/li>\n<li>Uppr\u00e4tta ett g\u00e5vobrev utst\u00e4llt till organisationen.<\/li>\n<li>Se till att g\u00e5vobrevet har registrerats i god tid inf\u00f6r din egen bolagsst\u00e4mma och f\u00f6r sedan in i bolagsst\u00e4mmoprotokollet vilken organisation som har f\u00e5tt utdelningen. Viktigt h\u00e4r \u00e4r att utdelningen ska g\u00e5 direkt fr\u00e5n ditt bolag till v\u00e4lg\u00f6renhetsorganisationen \u2013 det f\u00e5r inte g\u00e5 via ett privat konto.<\/li>\n<\/ol>\n<p>\u2013 Ofta har v\u00e4lg\u00f6renhetsorganisationerna rutiner och dokumentation f\u00f6r det h\u00e4r. S\u00e5 ring dem och fr\u00e5ga eller be din bank om hj\u00e4lp. Och spara g\u00e4rna kopior p\u00e5 g\u00e5vobrev och liknande, s\u00e4ger Jonas Svensson.<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/kampanj.di.se\/alandsbanken\/wp-content\/uploads\/2024\/05\/alands-jonas-2.jpg&#8221; title_text=&#8221;alands-jonas-2&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;25px||25px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||18px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2>B\u00e4ttre \u00e4n vanlig skattereduktion<\/h2>\n<p>Hur m\u00e4ter sig d\u00e5 de h\u00e4r s\u00e4tten att ge mot den vanliga skattereduktion f\u00f6r g\u00e5vor som Skatteverket erbjuder, d\u00e4r man kan f\u00e5 25 procent tillbaka n\u00e4r man sk\u00e4nker mellan 2&nbsp;000 och 12&nbsp;000 kronor per \u00e5r? Jonas Svensson svarar med ett r\u00e4kneexempel.<\/p>\n<p>\u2013 S\u00e4g att du betalar 30 procent i l\u00f6neskatt; d\u00e5 f\u00e5r du ut 7&nbsp;000 kr netto f\u00f6r en bruttol\u00f6n p\u00e5 10&nbsp;000 kronor. Du sk\u00e4nker bort dessa 7&nbsp;000 och f\u00e5r sedan 1&nbsp;750 kronor tillbaka av Skatteverket, som du ocks\u00e5 kan sk\u00e4nka om du \u00f6nskar. Du har d\u00e5 haft en bruttoinkomst p\u00e5 10&nbsp;000 kronor och med det kunnat sk\u00e4nka bort 8&nbsp;750 kronor \u2013 dock med f\u00f6rdelarna som skatteinbetalningarna g\u00f6r f\u00f6r pension och liknande.<\/p>\n<p>\u2013 Om du i st\u00e4llet sk\u00e4nker bort 10&nbsp;000 kronor i bruttoutdelning fr\u00e5n v\u00e4rdepapper p\u00e5 din aktiedep\u00e5 blir \u00e4ven nettosumman just 10&nbsp;000 kronor. V\u00e4lg\u00f6renhetsorganisationen f\u00e5r d\u00e5 in 1&nbsp;250 kronor mer.[\/et_pb_text][et_pb_image src=&#8221;https:\/\/kampanj.di.se\/alandsbanken\/wp-content\/uploads\/2024\/05\/alands-jonas-4.jpg&#8221; title_text=&#8221;alands-jonas-4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;25px||25px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||18px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2>300\u00a0000 kronor extra<\/h2>\n<p>1\u00a0250 kronor extra \u00e4r kanske inget att sl\u00e5 kullerbyttor \u00f6ver \u2013 men vad s\u00e4gs om 300\u00a0000 kronor? Den stora skillnaden f\u00f6r den skattefria utdelningsg\u00e5van blir n\u00e4mligen \u00e4nnu tydligare n\u00e4r man sk\u00e4nker bort st\u00f6rre summor. Det beror p\u00e5 att det inte finns n\u00e5got tak f\u00f6r hur stora summor som t\u00e4cks av utdelningsg\u00e5voregeln. Och vissa av Jonas Svenssons kunder sk\u00e4nker v\u00e4ldigt stora belopp.<\/p>\n<p>\u2013 Vi har kunder som sk\u00e4nker bort miljonbelopp varje \u00e5r. J\u00e4mf\u00f6r vi d\u00e5 igen med den vanliga g\u00e5voreduktionen som ger max 3&nbsp;000 kronor tillbaka per \u00e5r blir det h\u00e4r f\u00f6rst\u00e5s n\u00e5got helt annat. Ger du bort en miljon kronor fr\u00e5n dina v\u00e4rdepappersutdelningar innan 30 procent skatt dras blir det till exempel 300&nbsp;000 kronor extra till organisationen som du har valt, j\u00e4mf\u00f6rt med om du hade sk\u00e4nkt skattade pengar.[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||18px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p><a href=\"https:\/\/www.alandsbanken.se\/bokamote\/kontakt-forfragan?interest=private&amp;utm_source=dagens_industri&amp;utm_medium=native&amp;utm_campaign=projektleda2405\" target=\"_blank\" rel=\"noopener\">EXTERN L\u00c4NK: \u00c5landsbanken hj\u00e4lper dig att projektleda din ekonomi<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;30px||30px||false|false&#8221; custom_padding=&#8221;0px|16px|0px|16px|false|true&#8221; border_width_left=&#8221;4px&#8221; border_color_left=&#8221;#EEE2DD&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h3 class=\"factbox__title\">Om \u00c5landsbanken Private Banking<\/h3>\n<p>\u00c5landsbanken levererar den stora bankens tj\u00e4nsteutbud med den lilla bankens omtanke och f\u00f6rnuft \u2013 och har \u00f6ver 100 \u00e5rs erfarenhet av att hj\u00e4lpa entrepren\u00f6rer, f\u00f6retagare och personer med st\u00f6rre f\u00f6rm\u00f6genheter.<\/p>\n<p><strong>Private Banking<\/strong> passar den som \u00e4r i behov av hj\u00e4lp med komplexa aff\u00e4rer och strukturer, till exempel fastighetspaketeringar, bolagsstrukturer, finansiering, f\u00f6rs\u00e4kringsl\u00f6sningar, utlandsflytt samt kapitalf\u00f6rvaltning. (Minst 10 mkr i f\u00f6rvaltning).<br \/><strong>Premium Banking<\/strong> passar den som \u00e4r ute efter en sund helhetsl\u00f6sning f\u00f6r privatpersoner och f\u00f6retagare d\u00e4r ett erfaret team hj\u00e4lper till med alla delar i ekonomin. (Minst 1 mkr i f\u00f6rvaltning).<\/p>\n<p>\u00c5landsbanken har kontor i Stockholm, Malm\u00f6 och G\u00f6teborg.<\/p>\n<p><a href=\"https:\/\/www.alandsbanken.se\/bokamote\/kontakt-forfragan?interest=private\" target=\"_blank\" rel=\"noopener\">EXTERN L\u00c4NK: Att v\u00e4lja \u00c5landsbanken kan g\u00f6ra skillnad<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;L\u00e4s mer \/ alla artiklar&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FBF4F0&#8243; background_enable_image=&#8221;off&#8221; background_position=&#8221;top_center&#8221; width=&#8221;100%&#8221; max_width=&#8221;1260px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||0px|||&#8221; disabled=&#8221;on&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; width=&#8221;100%&#8221; max_width=&#8221;1260px&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||20px||false|false&#8221; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#B4C8DC&#8221; border_color_bottom=&#8221;#d6d6d6&#8243; border_width_left=&#8221;1px&#8221; border_color_left=&#8221;#B4C8DC&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Verdana|700|||||||&#8221; text_font_size=&#8221;18px&#8221; width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||13px||false|false&#8221; custom_padding=&#8221;6px|30px|6px|30px|true|false&#8221; border_width_top=&#8221;2px&#8221; border_color_top=&#8221;#B4C8DC&#8221; border_color_bottom=&#8221;#d6d6d6&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Alla artiklar<\/p>\n<p>[\/et_pb_text][et_pb_blog fullwidth=&#8221;off&#8221; posts_number=&#8221;100&#8243; use_manual_excerpt=&#8221;off&#8221; show_author=&#8221;off&#8221; show_date=&#8221;off&#8221; show_categories=&#8221;off&#8221; show_excerpt=&#8221;off&#8221; show_pagination=&#8221;off&#8221; masonry_tile_background_color=&#8221;RGBA(255,255,255,0)&#8221; module_class=&#8221;read-more&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|800|||||||&#8221; header_font_size=&#8221;22px&#8221; width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;4px|30px||30px|false|true&#8221; header_font_size_tablet=&#8221;22px&#8221; header_font_size_phone=&#8221;20px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; custom_css_featured_image=&#8221;width:100%;||height: 220px;||object-fit:cover!important;&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; custom_css_featured_image_last_edited=&#8221;on|phone&#8221; custom_css_featured_image_phone=&#8221;float:right;||width:20%!important;||min-width:90px;||height:55px;&#8221; custom_css_title_last_edited=&#8221;on|phone&#8221; custom_css_title_phone=&#8221;float:left;||width:70%;&#8221; custom_css_featured_image_tablet=&#8221;width:100%;||height: 220px;||object-fit:cover!important;&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>S\u00e5 sk\u00e4nker du st\u00f6rre summor till v\u00e4lg\u00f6renhet \u2013 skattefrittM\u00e5nga vet att man kan f\u00e5 skattereduktion p\u00e5 g\u00e5vor upp till 12&nbsp;000 kronor per \u00e5r. Men det finns ett \u00e4n mer effektivt s\u00e4tt att sk\u00e4nka pengar till v\u00e4lg\u00f6renhet \u2013 och h\u00e4r finns inget tak. Jonas Svensson p\u00e5 \u00c5landsbanken ber\u00e4ttar hur du kan g\u00f6ra v\u00e4rlden lite b\u00e4ttre genom [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1283,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-1262","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-visa-ej"],"_links":{"self":[{"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/posts\/1262","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/comments?post=1262"}],"version-history":[{"count":16,"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/posts\/1262\/revisions"}],"predecessor-version":[{"id":1289,"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/posts\/1262\/revisions\/1289"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/media\/1283"}],"wp:attachment":[{"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/media?parent=1262"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/categories?post=1262"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/tags?post=1262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}