{"id":1656,"date":"2025-11-13T09:53:45","date_gmt":"2025-11-13T08:53:45","guid":{"rendered":"https:\/\/kampanj.di.se\/alandsbanken\/?p=1656"},"modified":"2026-03-10T16:14:02","modified_gmt":"2026-03-10T15:14:02","slug":"pensionsoptimering-vagen-till-ett-rikare-liv-efter-arbetslivet","status":"publish","type":"post","link":"https:\/\/kampanj.di.se\/alandsbanken\/pensionsoptimering-vagen-till-ett-rikare-liv-efter-arbetslivet\/","title":{"rendered":"Pensionsoptimering \u2013 v\u00e4gen till ett rikare liv efter arbetslivet"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#fbf4f1&#8243; background_enable_image=&#8221;off&#8221; background_position=&#8221;top_center&#8221; width=&#8221;100%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;off|tablet&#8221; max_width=&#8221;900px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;40px||40px||true|false&#8221; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#B4CADC&#8221; border_width_left=&#8221;1px&#8221; border_color_left=&#8221;#B4CADC&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row custom_padding_last_edited=&#8221;off|desktop&#8221; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; width=&#8221;100%&#8221; width_tablet=&#8221;80%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;620px&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_margin_tablet=&#8221;||||false|false&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;off|desktop&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; custom_padding_tablet=&#8221;40px|40px|40px|40px|true|false&#8221; custom_padding_phone=&#8221;40px|20px|40px|20px|true|true&#8221; border_color_right=&#8221;#b4c9dc&#8221; border_color_bottom=&#8221;#d6d6d6&#8243; border_color_left=&#8221;#b4c9dc&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.2em&#8221; header_text_color=&#8221;#141414&#8243; header_font_size=&#8221;36px&#8221; header_letter_spacing=&#8221;-1px&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||18px||false|false&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;19px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;35px&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h1>Pensionsoptimering \u2013 v\u00e4gen till ett rikare liv efter arbetslivet<\/h1>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/kampanj.di.se\/alandsbanken\/wp-content\/uploads\/2025\/11\/ab-staffan-eldros.jpg&#8221; title_text=&#8221;ab-staffan-eldros&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||10px||false|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][et_pb_text module_class=&#8221;benton-txt&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;15px&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||25px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Staffan Eldros, Head of Sales p\u00e5 \u00c5landsbanken.<\/p>\n<p>[\/et_pb_text][et_pb_text module_class=&#8221;ingress&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_font_size=&#8221;23px&#8221; text_line_height=&#8221;1.2em&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||20px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;19px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]M\u00e5nga svenskar b\u00e4r p\u00e5 dr\u00f6mmen om ett friare liv efter arbets\u00e5ren, g\u00e4rna m\u00f6jligheten till tidigare pension och kanske i ett land med annat klimat. Tidigare pension och fritid kostar dock pengar och dessutom finns det en del skattejuridiska fallgropar att undvika, f\u00f6r att f\u00e5 ut mesta m\u00f6jliga av den intj\u00e4nade pensionen.[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;18px&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||18px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><a href=\"https:\/\/www.alandsbanken.se\/private-banking?utm_source=di&amp;utm_medium=native&amp;utm_campaign=varumarke2026&amp;utm_content=pensionsoptimering2603#block-6\" target=\"_blank\" rel=\"noopener\">EXTERN L\u00c4NK: Du beh\u00f6ver inte fatta stora beslut ensam. Boka ett f\u00f6rsta m\u00f6te med \u00c5landsbanken Private Banking<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;18px&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||18px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Efter ett l\u00e5ngt arbetsliv, eller en framg\u00e5ngsrik bolagsf\u00f6rs\u00e4ljning, dr\u00f6mmer m\u00e5nga om att flytta till ett varmare land eller f\u00e5 mer tid f\u00f6r familj och fritidsintressen. Enligt en unders\u00f6kning som Kantar genomf\u00f6rde under v\u00e5ren 2025, vill \u00f6ver h\u00e4lften (51 procent) av svenskarna bo utomlands som pension\u00e4rer, antingen under hela eller delar av \u00e5ret.<\/p>\n<p>Det verkar vara sol och v\u00e4rme som lockar. \u00d6verst p\u00e5 svenskarnas \u00f6nskelista ligger n\u00e4mligen ett pension\u00e4rsliv i Spanien, Italien och Frankrike.<\/p>\n<p>Att f\u00f6rvandla dr\u00f6mmen till verklighet kr\u00e4ver att man kan navigera r\u00e4tt bland regler och m\u00f6jligheter, konstaterar Staffan Eldros, som \u00e4r Head of Sales p\u00e5 \u00c5landsbanken. Han har en gedigen bakgrund inom pensions- och kapitalf\u00f6rvaltning, liksom internationella fr\u00e5gest\u00e4llningar vid flytt mellan l\u00e4nder.<\/p>\n<p>\u2013 Det \u00e4r m\u00e5nga svenskar som dr\u00f6mmer om en utlandsflytt till pensionering och v\u00e5r uppgift \u00e4r att g\u00f6ra dr\u00f6mmarna m\u00f6jliga rent ekonomiskt, men ocks\u00e5 att se till att etableringen och de juridiska aspekterna blir korrekt utf\u00f6rda, s\u00e4ger han.<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/kampanj.di.se\/alandsbanken\/wp-content\/uploads\/2025\/09\/alandsbanken-25-3.jpg&#8221; title_text=&#8221;alandsbanken-25-3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;25px||25px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;18px&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||18px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2>Projektledning och expertst\u00f6d hela v\u00e4gen<\/h2>\n<p>\u00c5landsbanken erbjuder en tj\u00e4nst d\u00e4r hela processen projektleds: fr\u00e5n skattejuridik och familjejuridik till kapitalf\u00f6rvaltning och skr\u00e4ddarsydda l\u00f6sningar f\u00f6r olika l\u00e4nder.<\/p>\n<p>\u2013 Informationen om hur man ska g\u00e5 tillv\u00e4ga f\u00f6r att pensionera sig utomlands \u00e4r ofta fragmenterad och ligger hos m\u00e5nga olika akt\u00f6rer \u2013 skattejurister, f\u00f6rs\u00e4kringsf\u00f6rmedlare, banker och revisorer med flera. Komplexiteten i de h\u00e4r fr\u00e5gorna \u00e4r h\u00f6g, men v\u00e5r uppgift \u00e4r att g\u00f6ra det enkelt f\u00f6r kunden genom att vara en \u201cone-stop-shop\u201d, s\u00e4ger Staffan Eldros.<\/p>\n<p>F\u00f6r att hj\u00e4lpa kunderna med detta har \u00c5landsbanken byggt upp ett samarbete mellan olika samarbetspartners, som tillsammans med bankens interna experter hj\u00e4lper till med att optimera pensionen, uppr\u00e4tta familje-och skattejuridiska dokument, oavsett om det handlar om att flytta utomlands, s\u00e4lja ett bolag eller att planera f\u00f6r en trygg framtid i Sverige.<\/p>\n<p>\u2013 Banken projektleder p\u00e5 ett unikt s\u00e4tt hela processen fr\u00e5n ax till limpa och ser till att v\u00e5r kund landar i en struktur som f\u00f6ljer regelverket.<\/p>\n<p>\u2013 Just det h\u00e4r \u00e4r en framg\u00e5ngsfaktor f\u00f6r oss, eftersom det f\u00f6r m\u00e5nga k\u00e4nns tryggt att ha en projektledare, som samordnar de olika delarna. Det h\u00e4r f\u00f6renklar f\u00f6r kunden och det blir ofta billigare att g\u00e5 via oss, \u00e4n att f\u00f6rs\u00f6ka g\u00f6ra det sj\u00e4lv, s\u00e4ger Staffan Eldros.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;18px&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||20px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><a href=\"https:\/\/www.alandsbanken.se\/private-banking?utm_source=di&amp;utm_medium=native&amp;utm_campaign=varumarke2026&amp;utm_content=pensionsoptimering2603\" target=\"_blank\" rel=\"noopener\">EXTERN L\u00c4NK: L\u00e4s mer om \u00c5landsbanken Private Banking<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;18px&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||18px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2>Pensionsoptimering \u2013 \u00e4ven vid utlandsflytt<\/h2>\n<p>Att flytta utomlands med pensionen inneb\u00e4r en rad utmaningar: vilka finansiella produkter kan anv\u00e4ndas i det nya landet, hur fungerar beskattningen, hur ser man till att f\u00e5 en kvalitativ f\u00f6rvaltning och vad h\u00e4nder vid d\u00f6dsfall?<\/p>\n<p>\u2013 Vi har l\u00e5ng erfarenhet av att hantera dessa fr\u00e5gor och tittar bland annat p\u00e5 alternativ f\u00f6r svenska produkter som ISK och kapitalf\u00f6rs\u00e4kringar. L\u00f6sningarna ska ju f\u00f6lja lokala regelverk och dubbelbeskattningsavtal. Det g\u00f6r att v\u00e5ra kunder kan k\u00e4nna sig trygga och leva sitt nya liv, oavsett var de befinner sig, s\u00e4ger Staffan Eldros.<\/p>\n<p>Banken hj\u00e4lper ocks\u00e5 till med expertis inom familjejuridik, som exempelvis \u00e4ktenskapsf\u00f6rord, testamenten och framtidsfullmakter, s\u00e5 att allt \u00e4r i linje med det nya landets lagstiftning och med h\u00e4nsyn tagen till eventuella barn- och barnbarn.<\/p>\n<p>\u2013 Trygghet \u00e4r det allt \u00f6verskuggande m\u00e5let, b\u00e5de vad g\u00e4ller kapitalf\u00f6rvaltning och juridik.<\/p>\n<p>Staffan Eldros rekommenderar att man om m\u00f6jligt b\u00f6rjar planera utflytten och pensionsoptimeringen flera \u00e5r i f\u00f6rv\u00e4g. Det handlar om att se \u00f6ver avgifter, familje- och skattejuridik, f\u00f6rvaltning och uttagsperioder, f\u00f6r att s\u00e4kerst\u00e4lla att allt f\u00f6ljer b\u00e5de svenska och utl\u00e4ndska regelverk.<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/kampanj.di.se\/alandsbanken\/wp-content\/uploads\/2025\/09\/alandsbanken_2024_14_web.jpg&#8221; title_text=&#8221;alandsbanken_2024_14_web&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;25px||25px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;18px&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||18px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2>Personlig service och expertteam<\/h2>\n<p>En uppskattad del av \u00c5landsbankens erbjudande \u00e4r den personliga servicen. Kunderna f\u00e5r n\u00e4mligen dedikerade team med specialister inom finansiell planering, kapitalf\u00f6rvaltning och kredit.<\/p>\n<p>\u2013 Det handlar hos oss om personer snarare \u00e4n funktioner. Det personliga brukar dessutom k\u00e4nnas extra bra, n\u00e4r man bor utomlands och det k\u00e4nns tryggt att kunna ringa in och f\u00e5 prata med n\u00e5gon som vet vem man \u00e4r och som k\u00e4nner till specifika behov och \u00f6nskem\u00e5l.<\/p>\n<p>\u2013 Lite som en bank var f\u00f6rr, men utan att ge avkall p\u00e5 en bra internetbank och de g\u00e4ngse digitala tj\u00e4nster som vi i Sverige \u00e4r vana vid, s\u00e4ger Staffan Eldros.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;18px&#8221; width=&#8221;100%&#8221; max_width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||18px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; inline_fonts=&#8221;Arial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><a href=\"https:\/\/www.alandsbanken.se\/private-banking?utm_source=di&amp;utm_medium=native&amp;utm_campaign=varumarke2026&amp;utm_content=pensionsoptimering2603#block-6\" target=\"_blank\" rel=\"noopener\">EXTERN L\u00c4NK: Du beh\u00f6ver inte fatta stora beslut ensam. Boka ett f\u00f6rsta m\u00f6te med \u00c5landsbanken Private Banking<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;L\u00e4s mer \/ alla artiklar&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FBF4F0&#8243; background_enable_image=&#8221;off&#8221; background_position=&#8221;top_center&#8221; width=&#8221;100%&#8221; max_width=&#8221;1260px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||0px|||&#8221; disabled=&#8221;on&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; width=&#8221;100%&#8221; max_width=&#8221;1260px&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||20px||false|false&#8221; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#B4C8DC&#8221; border_color_bottom=&#8221;#d6d6d6&#8243; border_width_left=&#8221;1px&#8221; border_color_left=&#8221;#B4C8DC&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Verdana|700|||||||&#8221; text_font_size=&#8221;18px&#8221; width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||13px||false|false&#8221; custom_padding=&#8221;6px|30px|6px|30px|true|false&#8221; border_width_top=&#8221;2px&#8221; border_color_top=&#8221;#B4C8DC&#8221; border_color_bottom=&#8221;#d6d6d6&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Alla artiklar<\/p>\n<p>[\/et_pb_text][et_pb_blog fullwidth=&#8221;off&#8221; posts_number=&#8221;100&#8243; use_manual_excerpt=&#8221;off&#8221; show_author=&#8221;off&#8221; show_date=&#8221;off&#8221; show_categories=&#8221;off&#8221; show_excerpt=&#8221;off&#8221; show_pagination=&#8221;off&#8221; masonry_tile_background_color=&#8221;RGBA(255,255,255,0)&#8221; module_class=&#8221;read-more&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|800|||||||&#8221; header_font_size=&#8221;22px&#8221; width=&#8221;620px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;4px|30px||30px|false|true&#8221; header_font_size_tablet=&#8221;22px&#8221; header_font_size_phone=&#8221;20px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; custom_css_featured_image=&#8221;width:100%;||height: 220px;||object-fit:cover!important;&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; custom_css_featured_image_last_edited=&#8221;on|phone&#8221; custom_css_featured_image_phone=&#8221;float:right;||width:20%!important;||min-width:90px;||height:55px;&#8221; custom_css_title_last_edited=&#8221;on|phone&#8221; custom_css_title_phone=&#8221;float:left;||width:70%;&#8221; custom_css_featured_image_tablet=&#8221;width:100%;||height: 220px;||object-fit:cover!important;&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pensionsoptimering \u2013 v\u00e4gen till ett rikare liv efter arbetslivetStaffan Eldros, Head of Sales p\u00e5 \u00c5landsbanken.M\u00e5nga svenskar b\u00e4r p\u00e5 dr\u00f6mmen om ett friare liv efter arbets\u00e5ren, g\u00e4rna m\u00f6jligheten till tidigare pension och kanske i ett land med annat klimat. Tidigare pension och fritid kostar dock pengar och dessutom finns det en del skattejuridiska fallgropar att undvika, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1667,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-1656","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikelflode"],"_links":{"self":[{"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/posts\/1656","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/comments?post=1656"}],"version-history":[{"count":17,"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/posts\/1656\/revisions"}],"predecessor-version":[{"id":1794,"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/posts\/1656\/revisions\/1794"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/media\/1667"}],"wp:attachment":[{"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/media?parent=1656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/categories?post=1656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kampanj.di.se\/alandsbanken\/wp-json\/wp\/v2\/tags?post=1656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}